Özellikle son zamanlarda etkisini çokca gösteren kar yağışı nedeniyle kayarak çarpışan araçlar ve bunların vermiş oldukları hasarlar sonucu herkesin aklına vermiş olduğum zararımı sigorta ne kadar karşılayacak sorusu geliyor. Tam olarak bu noktada Trafik sigortası bu konuda ne kadar yeterlidir soru geliyor.
Trafik sigortası Ocak 2021 itibariyle vermiş olduğunuz hasar karşılığında 50.000 tl ödemektedir. Dolayısıyla 50.000 tl üstünde verebileceğiniz bir zararın nasıl tanzim edileceği herkesi aklında yer etmiş bir soru.
Tam olarak bu noktada sadece trafik sigortasının yeterli olmadığını görmekteyiz. Özellikle yükselen araç piyasaları ile şu an trafikte bulunan 50.000 tl lik limit yetmeyebiliyor. Şöyle söylemek gerekirse ;
Zarar verdiğiniz araçta meydana gelen hasar 50.000 tl nin üstü olduğunda bu fark size rücu edilecek ve sizden ödeme istenecektir.
Bunu engellemek için aracınıza kasko sigortası yada İMM dediğimiz poliçelerin tanzimiyle bu limiti yükseltebilirsiniz.
Detaylı bilgi ve sorularınız için bize ulaşabilirsiniz
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