Bu yazıda tamamen karda aracınız kaydığında sizin yada başkasına vermiş olduğunuz hasarlarda izleyeceğiniz yolu anlatacağım.
Öncelikle karda kayan bir araç sizin aracınıza vurdu ise siz hasarınızı size vuran aracın trafik sigortasından alabilirsiniz. Aynı şekilde sizin aracınız kayıp başka araca vereceğiniz zararı da sizin Trafik sigortanız karşılayacaktır.
Peki kayıp size çarpan araç size Trafik limitinin üstü 50.000 tl üzeri bir hasar verdiyse, bu sefer karşı araçta kasko da yok ise hukuki yollara başvurarak size çarpan aracın sürücüsünden bu zararınızı karşılayabilirsiniz.
Karda yine kayarak birden fazla araca zarar vermeniz halinde ise yine Trafik sigortanız bu araçların hasarını limitler dahlinde karşılayacaktır.Trafik sigortasının kaza başına teminat limiti 100.000 tl dir. Bu limit hasar verdiğin araçlar arasında pay edilecektir. Üstünü aşan kısmı ise yine hukuki yollara başvurularak hasar veren sürücüden alınabilecektir.
Karda kayarak duvara yada direğe çarptığınızda ise Trafik sigortası hasarınızı karşılamayacaktır. Ancak elektrik direklerine yada yol levhalarına vereceğiniz hasarı Trafik sigortanız kamu malına verdiğiniz zarar olarak karşılayacaktır.
Ayrıca ticari araçlar için karda yaşadığınız hasar sonucu aracınızın tamir süresindeki gelir kaybınızı da trafik sigortasından alamazsınız.
Detaylı bilgi ve sorularınız için bize ulaşabilirsiniz
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