Kasko sigortası yaptırırken dikkat edilmesi elzem olan unsurlardan birisi de aracın orjinaline ek olarak konulmuş olan ve opsiyonel parça olarak nitelendirilen aksesuarların kasko sigorta poliçesine işlenmesidir.
Şöyle düşünelim ki ;
Bir araç aldınız ve bu araçta cam tavan sunroof olduğunu varsayalım. Araç fabrika çıkışı cam tavan ve sunroof lu olabilir ancak bu aracın bu aksesuarı aslında araç paketinin hepsinde bulunmuyor olabilir. Yani x marka bir aracın y tipi bir modelinin birinde cam tavan ve sunroof mevcut iken diğerinde olmayabilir. Bu demek oluyor ki araca bu aksesuar müşteri isteğiyle konulmuş olabilir. Yani satın alan müşteri bu aracı alırken ayrıyeten bunların ücretini de içinde ödemiştir.
İşte bu durumlarda biz bu aksesuar ürününe opsiyonel parça diyoruz.
Kasko sigortasını yaptırırken aracınızda bulunan opsiyonel parçaların belirtilerek kasko poliçesine ek olarak girilmesi gerekmektedir. Aksi halde opsiyonel bir parçanın alabileceği bir hasarda şirketin bunun bedelinin girilmediğini söyleyerek size sorun çıkartabilir.
Aracın üstündeki tüm aksesuaların aracın orjinalinde olduğunu varsayarsak bu sefer bu işlemin yapılmasına gerek yoktur.
Genellikle araçlarda aksesuar olarak belirtilen ve olması muhtemel opsiyonel parçaları şu şekilde sıralayabiliriz :
-Cam Tavan ve Sunroof
-Lpg
-Araç içi deri döşeme
-Jant ve lastik
-Sağ sol yan maşbiyerler
-Ön Arka tampon korumalar
-Farlar
-Eğlence paketleri
-Park sensörleri
-Elektrikli bagaj açma
-Boya farkları
-Tente
-Kasa
-Soğutucu motorlar
-Lift ve tertibatları
gibi sıralandırabiliriz.
Detaylı bilgi ve sorularınız için bize ulaşabilirsiniz
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2024/04/23